Language is always on the move. This week, the Cambridge Dictionary added some very modern words to its pages: skibidi, delulu, tradwife, and even mouse jiggler. These phrases didn’t come from professors or linguists, but from TikTok, YouTube, remote workers and online communities.
It shows something important: culture and technology shape the way we talk. And in many ways, mortgages evolve for the very same reason.
How Mortgages Change Like Language
Just as new words appear to reflect how people live, mortgage products adapt to how we buy homes, build families and plan our futures.
Delulu (short for “delusional”) might describe how some of us feel when we first look at house prices online.
Tradwife celebrates traditional roles. In mortgage terms, there’s a parallel in the “traditional” two-year or five-year fixed-rate products that still remain the backbone of most UK borrowers’ choices.
And mouse jiggler? That’s a little gadget remote workers use to make their laptop look busy. The mortgage-world equivalent might be all the admin people used to do manually, until brokers like Quick Mortgages brought in smarter tech to streamline applications, track progress and keep everything moving.
Imagining Next Year’s Mortgage Slang
If we could invent a few mortgage-inspired slang words for next year’s dictionary, they might look like this:
Ratequake: The shock you feel when interest rates suddenly move after your renewal.
Fix-FOMO: The worry that you’ve picked a five-year fix, but your mate locked in a two-year deal at just the right moment.
Chain-Pain: The stress of being stuck in a property chain that just won’t move.
Approvageddon: That mini heart attack when you’re waiting for the lender to finally approve your mortgage.
Remort-Joy: The happy dance when your broker saves you hundreds a month by switching deals.
We can’t promise these will ever make the dictionary, but they’re real enough feelings for many homeowners.
Why This Matters
Language reminds us that life doesn’t stand still, and neither do mortgages. At Quick Mortgages, we adapt to changing needs, use the latest tech to speed things up and make sure clients don’t feel delulu about buying or refinancing a home. Whether your vocabulary is bang up to date or you’re still catching up with skibidi, mortgages don’t have to be complicated. We translate the jargon, find the right deal and might even coin a new word or two along the way.
👉 Quick Mortgages: Speaking your language. Finding your mortgage.
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Disclaimer:
This article is for general guidance purposes only and does not constitute legal, financial, or professional advice. Mortgage products and their terms can vary, and it is important to seek advice from a qualified, regulated professional who can assess your individual circumstances. Please ensure you consider your unique needs before making any financial decisions.
While every effort is made to ensure that the information provided on this blog is accurate and up-to-date, we do not guarantee its completeness or accuracy. The mortgage market can change rapidly, and the information on this blog may become outdated. We recommend verifying any information before acting on it and seeking tailored advice.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
