We are a fee-free broker of mortgages, protection and associated products.
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We are a fee-free broker of mortgages, protection and associated products.
Quick Service
Best Terms Offered
Fee-Free Service
Whole Market Access
OUR PRODUCTS
Whether you’re looking for a Mortgage to purchase or refinance a property, a Bridging loan to secure funding for an auction purchase or if you wish to review your life insurance arrangements; we can help you to find the right solution.
Why use Quick Mortgages?
- Our team of advisors are CeMAP qualified to guide you and give you best advice.
- We use a whole of market panel and can access exclusive terms
- We do not charge you any fees for the work we do
- We are authorised and regulated by the Financial Conduct Authority (FCA)
We have excellent relationships with our funding partners from High Street Banks to Specialist lenders. With our extensive mortgage knowledge and experience, we can find you the most competitive and innovative products in the marketplace.
Natalija Safiulina
05/11/2022
Amazing service ! We get a mortgage with such a difficult circumstances . Very grateful to Tegan and Hollie who made this happen !
Louise Vernon
01/11/2022
Great communication from the team who supported with ensuring we secured a great offer. Thanks for your help - would definitely recommend.
Mohammed-Hanif Tarajia
23/10/2022
Quick and efficient and very helpful. Pleasure to have used them and would definitely use them again in the near future.
john bayliss
18/10/2022
first class never give up even when mortgage company's give them hard time brilliant
Structice Engineering Consultants Ltd
06/10/2022
Quick Mortgages have been absolutely amazing from start to completion. They ensured I was kept up to date with all information at all times making the process very smooth and easy.
I would specifically like to thank our initial point of contact Kallie for being so kind, understanding and accepting our circumstance, Tegan for putting in a proper application to Santander, and Hollie for keeping us up to date throughout the process. All three of them are assets to Quick Mortgages as without their helpful nature and prompt understanding of the case I wouldn't be able to complete on the house today :).
Thank you very much all.
Maggie Cameron
19/08/2022
Used quick mortgages recently to re mortgage, very helpful, kept me up-to date at all times would definitely recommend
Tim
30/07/2022
Thanks Quick Mortgages for arranging our remortgage! We were able to secure a better rate than had we gone directly to the lender and received great service along the way. Highly recommend Paul and the team!
Stephannie Robinson
15/07/2022
Excellent service from everyone I dealt with. Hollie, Tegan and Kallie. Kept me up to date throughout the process, Tegan explored various otpions for me and discussed here in detail. Very pleased and will use again when we look to move home in a couple of years.
MHR
01/07/2022
Very professional, helpful and efficient. A welcome change from the increasingly poor customer service currently experienced elsewhere.
martin robertson
20/06/2022
We used Quick Mortgages to find a bridging loan to help us secure what we hope will be our 'house for life'. Paul Timmins did a great job, ensuring that we were kept informed of progress and highlighted potential problems early enough for them to be fixed without impacting on our planned completion date. I would certainly recommend Quick Mortgages - particularly for support with bridging.
Frequently Asked Questions
We have collated and answered some of the most frequently asked questions in order to make life easier for you.
How many mortgages can I have?
Providing it is deemed affordable by the lender, there is no limit to how many mortgages you can have. This applies to both residential and investment properties.
What credentials do Quick Mortgages have?
Our team of advisors are CeMAP qualified and have over 100+ years of experience in the industry. We are also authorised and regulated by the Financial Conduct Authority (FCA).
What is the difference between a repayment mortgage and an interest-only mortgage?
A repayment mortgage is guaranteed to pay off your mortgage by the end of the term if you keep up your monthly payments. For example, if you have a 30-year term, you will own your house when the final payment is made.
An interest-only mortgage only covers the cost of the interest rate set at that time. The loan amount will remain the same. When your term ends, you will need to sell the property to pay the mortgage in full or find another method of payment.
How much deposit do I need to purchase a property?
The minimum deposit required to purchase a property to live in is 5%. To purchase a buy-to-let property however, you’ll need a minimum of 20%.
How much should I spend on a home?
Everyone’s financial circumstances are different. You may need to live in a certain area for work, accommodate your family or prefer to live somewhere in the city. The type of home you can buy will depend on lots of different factors but ultimately, you should only buy a home that you can afford.
What costs are involved in buying a home?
As well as the costs of the home, there are other costs involved when buying a property including:
- Removal Van hire
- Solicitors’ fees
- Admin fees
- Stamp Duty (not applicable for first time buyers)
- Valuation fees
- Mortgage lender fee
How do I prove my income?
For lenders to determine how much you can borrow, they need to know how much you can realistically afford to pay back each month. To do this, they need to know your income details. You are usually required to provide copies of at least 3 months of bank statements and payslips. You will also need to provide evidence of any other income you receive such as benefits.
If you are applying for a joint mortgage, the lender will need to same details for the second person. If you are self-employed, you can prove your income via SA302s which can be obtained from HMRC.
How much can I borrow?
We can help you find out how much you could borrow. Lenders will consider your age, income and outgoings, savings, credit score and other markers to assess your financial situation to determine how much you can borrow.
Call us today on 0121 661 4676 to speak to one of the team.