A purchase mortgage is a mortgage you need to buy a property. It’s the standard mortgage you’ll need to secure before you buy a home or decide to move house.

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    Moving home? You’ll need a purchase mortgage.

    If you have a mortgage on your current home, you don’t necessarily need to change your mortgage to move home. Even though you already have a mortgage, you will still need to make a new application. You will need to pay valuation fees and stamp duty on your new property.
    We can help your review your mortgage needs if:

    • Your financial circumstances have changed
    • Your new home is more expensive

    How much can I borrow?
    You can find out how you could borrow with our mortgage calculator. Once you have a ballpark figure, a member of our team will contact you to discuss your individual circumstances in detail. If your new home is more expensive, you may need to borrow more money and increase your monthly payments.

    Can I port my current mortgage?
    You can keep your current mortgage provider when you move house, but you will need to port your mortgage over to the new agreement. Don’t worry, your lender can handle this for you, but you’ll need to complete a new application for your mortgage to be ported.

    Find the best mortgage deals for your dream home. Get in touch for a free, no-obligation chat today.