Monthly Archives: September 2024

Mortgages for Non-UK Nationals: A Guide to Buying a Home in the UK

The UK property market can be challenging to navigate, even for those who have lived [...]

Gifted Deposits and Other Sources of Deposits: What You Need to Know

Saving for a deposit is one of the biggest hurdles for first-time buyers or those [...]

Freehold vs Leasehold: Key Considerations for Property Buyers

When buying a property, one of the most important decisions you’ll make is whether to [...]

Spray Foam Insulation in the Roof: How It Can Affect Your Mortgage Application

Spray foam insulation has become increasingly popular in recent years due to its energy-saving benefits. [...]

Additional Property Valuations and Surveys Buyers May Consider Beyond the Lender’s Appraisal

When buying a property, most buyers are aware that their mortgage lender will require a [...]

A Guide to Contractor, CIS, Agency, Fixed-Term, and Zero-Hour Employment Mortgages

Getting on the property ladder can feel like a daunting task when your employment situation [...]

Understanding Interest-Only Mortgages: Pros, Cons, and When They Make Sense

Interest-only mortgages have been a topic of discussion in the UK mortgage market for many [...]

Guide for Military Personnel Mortgages While Living at a BFPO Address

If you’re a member of the British Armed Forces stationed overseas, you might assume that [...]

How Property Auctions Shape Mortgage Arrangements

Property auctions have become an increasingly popular way to acquire real estate in the UK, [...]

What to Consider When the Property You Are Buying Is Undervalued by the Bank or Surveyor

Discovering that the property you intend to buy has been undervalued by the bank or [...]