family 2

Life & Critical Illness

Life and critical illness cover can protect you, your family, and your assets.
No one wants to think about the possibility of becoming critically ill, but it could happen. You can be prepared if the worst should happen by taking out life insurance and critical illness cover.
Life insurance and critical illness cover are different. If you have people who depend on you financially, you should give both options some thought.

Contact us

Contact us today




    Life insurance

    Life insurance provides your chosen beneficiaries with a lump sum when you pass away. This money will help to pay the expenses you have left behind such as debt, funeral costs, or other family expenses that you were solely or jointly responsible for. If you have a mortgage, life insurance can cover the cost of your remaining payments and protect your family when you’re no longer around.

    Critical illness

    Critical illness insurance provides the policyholder with a lump sum amount if they are diagnosed with a critical illness. Critical illness cover is not usually included in a life insurance policy and can be added on for an extra fee. Without cover, you may be left in financial difficulty or made to use your savings to cover any lost income.

    Who needs Critical Illness Cover?

    Anyone can develop a serious illness, which has the power to completely disrupt your life. Having a backup plan in place might reduce some of the stress on your finances if you are unable to work due to a serious illness. It can protect you from both short and long-term illnesses.