Rate Switch

A mortgage is a big financial commitment, so you need to review your rate regularly to ensure you’re on the best rate. Switching your mortgage rate to another lender could help you save money each month and pay less interest.

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    You could get a better deal on your mortgage simply by switching providers.

    A mortgage is a big financial commitment, so you need to review your rate regularly to ensure you’re on the best rate. Switching your mortgage rate to another lender could help you save money each month and pay less interest.

    Switching your mortgage can help you:

    • Secure a lower interest rate
    • Fix your rate for 2,3,5 or even 10 years
    • Have more flexibility to make overpayments
    • Pay off your mortgage faster

    If you don’t shop around for the best rate, you may be moved to a Standard Variable Rate (SVR) which means your rate can change and you could pay more each month.

    Take the hassle out of shopping around for a new mortgage deal and let our expert team handle it for you.

    When can I switch my mortgage rate?
    You can switch your mortgage at any time, but you may be charged. Most people wait until their current term is ending to avoid the early repayment charge. Your current provider will usually contact you when your current rate is due to end.

    Do I have to pay to switch my mortgage?
    You may have to pay to switch your mortgage. If you switch before your current term ends, you may have to pay an early repayment charge. You’ll find the details in your mortgage agreement. You may be charged a switching fee by your current provider.

    We can get the best mortgage rates on the market. Get in touch for a free, no-obligation chat today.