Category Archives: Information & Guides

Housing Market Struggles: Can Falling Mortgage Rates Help?

Over the past decade, the UK property market has faced its fair share of turbulence. [...]

Flying Freehold Properties: What You Need to Know

When purchasing property in the UK, you may come across the term “flying freehold.” These [...]

Understanding Properties with Agricultural Ties, Restrictive Covenants, and Overage Clauses

When buying a property in the UK, some may come with conditions that could affect [...]

Mortgages for Non-UK Nationals: A Guide to Buying a Home in the UK

The UK property market can be challenging to navigate, even for those who have lived [...]

Gifted Deposits and Other Sources of Deposits: What You Need to Know

Saving for a deposit is one of the biggest hurdles for first-time buyers or those [...]

Freehold vs Leasehold: Key Considerations for Property Buyers

When buying a property, one of the most important decisions you’ll make is whether to [...]

Spray Foam Insulation in the Roof: How It Can Affect Your Mortgage Application

Spray foam insulation has become increasingly popular in recent years due to its energy-saving benefits. [...]

Additional Property Valuations and Surveys Buyers May Consider Beyond the Lender’s Appraisal

When buying a property, most buyers are aware that their mortgage lender will require a [...]

A Guide to Contractor, CIS, Agency, Fixed-Term, and Zero-Hour Employment Mortgages

Getting on the property ladder can feel like a daunting task when your employment situation [...]

Understanding Interest-Only Mortgages: Pros, Cons, and When They Make Sense

Interest-only mortgages have been a topic of discussion in the UK mortgage market for many [...]