Mortgages for Surgeons

Free Impartial Mortgage Advice for Surgeons

Maximise the amount you can borrow and reduce the need for a large deposit with our range of market-leading mortgage deals for NHS employees.

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No Fees

Our service is 100% free from start to finish

Fast-Track Service

Get an appointment with a mortgage adviser in 24 hours

Exclusive Rates

Bespoke mortgage products with rates that are only available through us

You might assume that securing a mortgage should be straightforward for surgeons, given their stable roles within one of the nation’s most esteemed institutions.

Yet, we often hear from surgeons and other healthcare professionals who find themselves unexpectedly declined for a mortgage or remortgage by their banks, or discover they’re unable to borrow the necessary amount for their dream home purchase.

This issue arises for various reasons, primarily because traditional banking systems fail to grasp the nuances of how healthcare professionals, including surgeons, earn their income.

For instance, a surgeon might have a base salary from the NHS complemented by earnings from private practice. Or, a newly appointed surgeon may not yet have the trio of monthly payslips most lenders insist on.

Such factors can disadvantage you in securing a mortgage, as many lenders rely on rigid, automated processes and a standardized approach to decide on loan approvals, not taking into account the unique financial situations of individuals in the healthcare sector.

However, there is a straightforward solution. Turn to us for assistance.

As independent mortgage brokers, we boast connections with over 110 diverse lenders, many of which are not accessible on the High Street, and we offer thousands of different mortgage options, including exclusive deals not available through comparison sites or other brokers.

We understand which lenders provide the most advantageous terms for healthcare professionals, thanks to our intimate knowledge of their lending criteria and our strong relationships with these institutions. This enables us to ensure your application is reviewed by an actual person, rather than a computer system, significantly boosting your chances of approval.

And the best part? Our comprehensive service is entirely free, from start to finish.

To discover the competitive mortgage deals you’re eligible for as a healthcare professional, simply complete our one-minute enquiry form. We’ll then contact you to discuss your options in detail.

Find Your
Ideal Mortgage!

Fill in your details below and one of our mortgage experts will contact you to discuss your options and help you choose the most appropriate deal.

Why Choose Us?

Here at Quick Mortgages we specialise in sourcing and arranging mortgages for NHS employees. This gives you a number of benefits that you won’t get with other brokers or if you try to find your own mortgage online or on the High Street.

Huge Choice

We have access to over 110 different mortgage lenders who, between them, offer thousands of different products. So if we can’t get you accepted for a mortgage then you can be pretty sure no-one will be able to.

Some of the lenders we work with will even offer us bespoke products where the terms and rates are individually tailored for each client. That means you have a good chance of finding a mortgage deal through us that you won’t find anywhere else – even via another mortgage broker.

Save Money

Our huge choice of lenders and our access to bespoke products mean we can save you money every month by getting you the best available rate for your mortgage. But there’s another important way we will save you money too.

You see, like all mortgage brokers, we receive a commission from your new lender. But unlike lots of other brokers, we don’t charge you any additional fee for our advice or for processing your mortgage application. Our service really is 100% free from start to finish.

We’ve also got access to lenders who will cover the costs of valuations and legal fees, saving you even more money.

That’s three different ways we can save you money and cut the costs of your mortgage.

Save Time

As specialists in mortgages for NHS staff, we always know which lenders are most likely to offer you a mortgage – even now when lenders are changing their criteria on an almost daily basis.

This means we can go straight to the lender who’s most likely to say “yes” and we won’t waste your time or damage your credit rating by applying to multiple lenders who are unlikely to approve you.

High Success Rate

We understand all the different ways that NHS staff are paid and we know how to present your income to a lender so as to maximise your chances of getting the size mortgage you need on the best possible terms.

We know how each lender works and we’ve got good commercial relationships with the decision-makers. So you’ll get a decision from a real person who has spoken to us about your unique situation instead of an automated “computer says no” response.

Fast Decisions

No one likes to be kept waiting and wondering about something as important as a mortgage, and yet if you go to your bank they’ll probably make you wait weeks just to get an initial appointment.

As our name implies, we do things differently.

We’ll make sure we meet with you online in the next 24 hours to get your mortgage application underway. After that, we can usually get you a decision in principle from a lender within one day. Just think – 48 hours from now you could have some certainty over what your mortgage options are.

You can then relax and get on with making plans for what you’re going to do once your new mortgage completes – whether that’s moving into your dream home, paying off debts, or improving your current property.

Start your journey now by clicking below!

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     Excellent  
     Based on 29 reviews 
    
 
 
   
 
 
        
   jamie higgins 
 09/04/2024
 
 
 Trustindex verifies that the original source of the review is Google. Wow so I had maybe the worst remortgage in history from both my previous provider to new it’s been so stressful but the only person that got me through was Kallie and her team they where amazing!
seriously she was so professional but caring at the same time if she is a reflection of this company then they should extremely proud I hope they appreciate the thanks I have for them
  
 
       
   Sara Ayech 
 03/04/2024
 
 
 Trustindex verifies that the original source of the review is Google. I had such a great experience with Quick Mortgages. Rhiannon and Kallie were very helpful and responsive, answering any queries very quickly and reassuring me through the remortgage process. I wholeheartedly recommend them.
  
 
       
   Ram Panwar 
 26/01/2024
 
 
 Trustindex verifies that the original source of the review is Google. Dear Ryan & Hollie

My journey toward buying our home wasn’t easy, but we got through it with great success because we had you by our side. Thank you for your hard work, patience, and diligence along the way, and most of all, thank you for helping us find my dream home .

Thank you for all your help. Great work

Sincerely,
Aastha Rose
  
 
       
   Lianne Stileman 
 05/01/2024
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service
  
 
       
   Asya Ekinci 
 10/10/2023
 
 
 Trustindex verifies that the original source of the review is Google. I recently had the pleasure of working with Latifur for our loan needs. His attention to detail and understanding of our specific situation was commendable. Throughout the process, he provided invaluable guidance, ensuring everything was clear and straightforward. I wholeheartedly recommend Latifur for anyone seeking a trustworthy broker. Many thanks for his exceptional assistance.
  
 
       
   Ruby Weaver 
 14/08/2023
 
 
 Trustindex verifies that the original source of the review is Google. Would thoroughly recommend Quick Mortgages. As a first time buyer during a uncertain time for the mortgage market, Rhiannon took the time to explain my different options and find me the best deal. Both Rhiannon and Hollie were really professional, responsive and well-informed. I was surpised and relieved at how smoothly the whole process went with their help.
  
 
       
   Emma L-G 
 09/08/2023
 
 
 Trustindex verifies that the original source of the review is Google. Have used them twice now and both times been really pleased. Really responsive any time of day. Hollie and Rhiannon recently dealt with our house purchase and were great even when things changed last minute.
  
 
       
   Philippa P 
 21/07/2023
 
 
 Trustindex verifies that the original source of the review is Google. I found them on google and they were so friendly and talked me through everything. They were always in contact in relation to updates. I would highly recommend them and will be using them for my next remortgage.
  
 
       
   Hannah Rusby 
 27/06/2023
 
 
 Trustindex verifies that the original source of the review is Google. Quick Mortgages specifically Rhiannon are absolutely phenomenal and I could not recommend them highly enough. Rhiannon is incredibly professional, reassuring, kind and patient. She replies to all queries immediately at all times of day and even managed my mortgage when she was on holiday. I found the mortgage process incredibly stressful until I used Quick Mortgages and Rhiannon. I have used many mortgage advisors in the past and none of them have been anywhere close to service and professionalism shown by Rhiannon and team. In addition to how amazing their service is, It is also FREEE!!! Absolutely no charges for using them and they complete the whole application for you with absolutely no stress for you. Thank you so much Rhiannon at Quick mortgages, I will definitely only be using you going forwards.
  
 
       
   Alison Lake 
 15/05/2023
 
 
 Trustindex verifies that the original source of the review is Google. Such an amazing service from Jess and Hollie at Quick Mortgages. I bought a property in Scotland which had a date of entry within 7 weeks of the offer being accepted, Jess was extremely supportive with ensuring the application was handled promptly and Hollie kept me up to date as the application progressed. What could have been a very stressful situation was made so easy and at no additional cost to me. Thank you so much, cannot recommend enough!