News and guides

Information & Guides · 23 January 2025 · 6 min

Beyond the Basics: Choosing a Mortgage Broker Who Truly Understands You

When choosing a mortgage broker, most people have a checklist of key qualities. Picture a green chalkboard with calculations, each representing factors to…

Information & Guides · 20 January 2025 · 5 min

UK Housing Market Sees Largest Early-Year Price Surge Since 2020

The UK housing market has started the year with remarkable momentum, showcasing its resilience amid challenging economic conditions. According to recent…

Information & Guides · 15 January 2025 · 7 min

Mortgages for police officers and staff: a practical guide

Most lenders don’t offer police-only rates, but their rules differ. How overtime, unsocial hours pay, London allowances, probation and police pensions are treated, and how to borrow more.

Information & Guides · 7 January 2025 · 7 min

Beat the Clock: How Stamp Duty Changes Could Affect Your Move in 2025

With the clock ticking on the current stamp duty rules, buyers across the UK are scrambling to understand how upcoming changes in March 2025 could impact…

Information & Guides · 3 January 2025 · 5 min

BM Solutions product transfer: what to do when your buy-to-let deal ends

When a BM Solutions buy-to-let deal ends, your mortgage moves to its variable rate. Product transfers go through a broker, up to four months early. Here’s how switching, ERCs and further advances work.

Information & Guides · 2 January 2025 · 5 min

🎉 Happy New Year and Key Considerations for 2025 🎉

Happy New Year to all our wonderful clients and readers! We hope you had a relaxing festive season filled with joy, family, and maybe even some time to…

Information & Guides · 16 December 2024 · 5 min

Keeping the Festive Cheer: We’re Here for You This Christmas 🎄

As Christmas draws near, we’re swapping spreadsheets for mince pies (but just a few!) and decking the halls with good cheer. The festive season is a time…

News · 11 December 2024 · 8 min

Military mortgages: a guide for armed forces personnel and families

There’s no special military mortgage in the UK, but there is help. How Forces Help to Buy works in 2026, how lenders treat forces pay, letting your home when posted, and leaving the forces.

News · 7 December 2024 · 8 min

UK Housing Market Update: Record Highs and What It Means for Buyers

The UK housing market has reached a significant milestone, with house prices hitting record highs. According to Halifax, the average property price now…

News · 5 December 2024 · 8 min

Housing Crisis Looms: OBR Warns of Fewer Homes Under Current Government – What It Means for Mortgage Seekers

The Office for Budget Responsibility (OBR) has highlighted the housing challenges facing the UK, projecting that fewer homes will be built under the current…