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Remortgaging and choosing a mortgage deal

For when your deal is ending, or you are weighing up fix lengths, overpayments and repayment types.

The rate is only part of the picture. The right deal depends on how long you plan to stay, whether you want to overpay, what the fees add up to and how much certainty you need. These guides set out the trade-offs so you can compare like with like.

If your deal ends in the next few months, it is worth starting early. Many lenders let you secure a new rate some months before your current one ends, and we can compare a switch with your lender against a move elsewhere.

Start here

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