News Bridging and commercial
Short-term finance, auction purchases and borrowing for business premises.
Bridging loans and commercial mortgages work differently from a standard home loan. Bridging interest is often quoted monthly, lenders focus closely on how the loan will be repaid, and timescales can be much shorter. These guides explain the basics. We arrange both.
Many bridging loans and most commercial mortgages are not regulated by the Financial Conduct Authority. Bridging is usually regulated when it is secured on a home that you or a close family member live in, or plan to live in.
Guide · Updated September 2026 · 8 min
A plain guide to bridging loans: how they cover the gap between buying and selling, regulated vs unregulated, what they really cost, how fast they complete and why your exit plan matters most.
Guide · Updated September 2026 · 5 min
A bridging loan exit strategy is how you repay the whole loan when its term ends. What lenders and FCA rules expect, the main exits, and what happens if your sale or refinance is delayed.
Guide · Updated September 2026 · 4 min
A commercial mortgage is a loan secured on business or investment property. How they work, typical deposits and terms, what lenders assess, costs, and when a mixed-use mortgage is FCA-regulated.
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