Maximise the amount you can borrow and reduce the need for a large deposit with our range of market-leading mortgage deals for NHS employees.
Fill in your details below and one of our mortgage experts will contact you to discuss your options and help you choose the most appropriate deal.
Our service is 100% free from start to finish
Bespoke mortgage products with rates that are only available through us
You’d think getting a mortgage as a surgeon would be easy. After all, you’ve got a secure job with one of the country’s largest employers.
And yet every day we hear from doctors, nurses and other medical staff like you who have either been turned down for a mortgage or remortgage by their bank or told they can’t borrow as much as they need in order to get the house they want to buy.
This happens for all sorts of reasons, but very often it is simply because traditional banks don’t understand how some NHS staff work and how they are paid.
For example, maybe you’re a nurse who earns additional money from working overtime or doing extra shifts. Or you might be a consultant whose income is made up of an NHS salary plus fees for private work.
Or perhaps you’re a newly qualified doctor or nurse who doesn’t yet have the three months of payslips that most lenders require.
All these things can work against you when it comes to getting a mortgage because most lenders use highly automated processes and a one-size-fits-all approach to determine whether or not they’ll lend you the money you need to buy a property or carry out your next home improvement project.
Fortunately there is a simple solution. And that’s to get help from us.
Because we’re independent mortgage brokers, we have access to over 110 different lenders – many of whom you won’t find on the High Street – and thousands of different mortgage products, including ones that you won’t find on comparison websites or via other brokers.
The mortgage companies we work with all have different lending criteria but we know which ones offer the most favourable terms for NHS staff. Plus we have strong working relationships with these lenders so we can make sure your application gets looked at by a real person instead of by a computer – which increases your chances of getting a “Yes”.
And, best of all, we won’t charge you anything. Yes, that’s right – our service is 100% free from start to finish.
To find out which of our competitive NHS mortgage deals you qualify for, fill in our one-minute enquiry form and we’ll call you back to run through your options.
Get in touch
Here at Quick Mortgages we specialise in sourcing and arranging mortgages for NHS Paramedics. This gives you a number of benefits that you won’t get with other brokers or if you try to find your own mortgage online or on the High Street.
We have access to over 110 different mortgage lenders who, between them, offer thousands of different products. So if we can’t get you accepted for a mortgage then you can be pretty sure no-one will be able to.
Some of the lenders we work with will even offer us bespoke products where the terms and rates are individually tailored for each client. That means you have a good chance of finding a mortgage deal through us that you won’t find anywhere else – even via another mortgage broker.
Our huge choice of lenders and our access to bespoke products mean we can save you money every month by getting you the best available rate for your mortgage. But there’s another important way we will save you money too.
You see, like all mortgage brokers, we receive a commission from your new lender. But unlike lots of other brokers, we don’t charge you any additional fee for our advice or for processing your mortgage application. Our service really is 100% free from start to finish.
We’ve also got access to lenders who will cover the costs of valuations and legal fees, saving you even more money.
That’s three different ways we can save you money and cut the costs of your mortgage.
As specialists in mortgages for employees of the NHS, we always know which lenders are most likely to offer you a mortgage – even now when lenders are changing their criteria on an almost daily basis.
This means we can go straight to the lender who’s most likely to say “yes” and we won’t waste your time or damage your credit rating by applying to multiple lenders who are unlikely to approve you.
We understand all the different ways that NHS employees are paid and we know how to present your income to a lender so as to maximise your chances of getting the size mortgage you need on the best possible terms.
We know how each lender works and we’ve got good commercial relationships with the decision-makers. So you’ll get a decision from a real person who has spoken to us about your unique situation instead of an automated “computer says no” response.
No one likes to be kept waiting and wondering about something as important as a mortgage, and yet if you go to your bank they’ll probably make you wait weeks just to get an initial appointment.
As our name implies, we do things differently.
We’ll make sure we meet with you over the phone within the next 24 hours to get your mortgage application underway. After that, we can usually get you a decision in principle from a lender within one day. Just think – 48 hours from now you could have some certainty over what your mortgage options are.
You can then relax and get on with making plans for what you’re going to do once your new mortgage completes – whether that’s moving into your dream home, paying off debts, or improving your current property.
Complete the enquiry form (it takes 30 seconds) and one of our advisers will call you back.
Our service is 100% free from start to finish
Our service is 100% free from start to finish
Our service is 100% free from start to finish
Quick Mortgages and QuickMortgages.com are trading names of Cherry Street Holdings Ltd (company number 11896670), registered in England and Wales. Registered office: Bank House, 8 Cherry Street, Birmingham, B2 5AL. Cherry Street Holdings Ltd is authorised and regulated by the Financial Conduct Authority (FCA registration number 841262). Further information is available at www.fca.org.uk/register.
Quick Mortgages and QuickMortgages.Com are registered UK trade marks and European trade marks
