Author Archives: John Yates
Rising Swap Rates: What Borrowers Need to Know About the Mortgage Market Shift
In recent months, mortgage rates have been declining, benefiting both homeowners and prospective buyers. However, [...]
Oct
EPC Ratings: What They Are and How They Affect Mortgages
When buying or selling a property in the UK, you’ll often come across the term [...]
Oct
Housing Market Struggles: Can Falling Mortgage Rates Help?
Over the past decade, the UK property market has faced its fair share of turbulence. [...]
Oct
Flying Freehold Properties: What You Need to Know
When purchasing property in the UK, you may come across the term “flying freehold.” These [...]
Oct
Understanding Properties with Agricultural Ties, Restrictive Covenants, and Overage Clauses
When buying a property in the UK, some may come with conditions that could affect [...]
Oct
Mortgages for Non-UK Nationals: A Guide to Buying a Home in the UK
The UK property market can be challenging to navigate, even for those who have lived [...]
Sep
Gifted Deposits and Other Sources of Deposits: What You Need to Know
Saving for a deposit is one of the biggest hurdles for first-time buyers or those [...]
Sep
Freehold vs Leasehold: Key Considerations for Property Buyers
When buying a property, one of the most important decisions you’ll make is whether to [...]
Sep
Spray Foam Insulation in the Roof: How It Can Affect Your Mortgage Application
Spray foam insulation has become increasingly popular in recent years due to its energy-saving benefits. [...]
Sep
Additional Property Valuations and Surveys Buyers May Consider Beyond the Lender’s Appraisal
When buying a property, most buyers are aware that their mortgage lender will require a [...]
Sep